Economic Inequality

                    Economic Inequality

                          Year : 2021                             

On a first-hand experience scaling from one income class to another, barely making it, to being right above the poverty level or right below the median 60% of the population I can definitely say that I have learned a lot in a short amount of time about the U.S. Government and American economic system. I am currently studying investing and financial literacy.

From my experience I have come to take note of some things in the U.S. economy:

- the poor and below poverty level individuals/families are systematically supported to stay at the income level they currently are at.

.... Why do I say this? 

1) someone having a real job working full-time and even many times overtime hours, neglecting their mental, emotional, and physical health during this process,  receiving somewhere between 24k and 30k per year to pay for rent and utilities will be considered to have "too much income" to qualify for state food or medical benefits which are the most important and expensive costs especially amidst inflation.

2) Therefore ... someone working twice as hard to pay the bills will not qualify for government benefits despite needing them to grow financially and stay healthy.... and someone forced to not work at all or barely work at all, live on public housing and be at the complete mercy of the government assistance systems, such as food stamps and Medicaid, will be limited to their options for financial freedom.

3) Individuals/Families who are solely  dependent on government benefits are stuck with the "rules" the benefit programs imply upon them. They cannot have more than 2k in their bank accounts. They are not supported to work, or else their benefits are taken away immediately upon verification of payment from work and not to mention if they are dependent on Medicaid to pay for their medications or doctor visits, they will most likely have those benefits taken away as well. 

They are not able to be investors in the economy such as owning stocks, bonds, index funds, or real estate... or else their benefits are revoked. Even degrees and certificates from years of schooling free or paid for is not a guarantee of securing a good paying job these days, so even school is not a sure investment for those in poverty level of society.

Do you see the point I am getting to?

U.S. government systems are aimed at keeping the poor, poor. Supporting them to stay where they are at, any growth beyond poverty is case for revocation of benefits,  whether the individual or family is prepared or not.

The stage I am at right now: 

working class...  

in between poverty and middle-class

Notes: How am I supposed to get health care?

How am I supposed to go to school and secure a well paying job where my skills will be valued?

How to achieve a work-life balance for mental, emotional, and physical health?

How to fight inflation of the economy?

How to maximize investments?

How to not live "paycheck to paycheck"?

How to maximize savings?

How to budget effectively?

How to save up for and buy a car?

Thank you for reading my blog, 

I hope this discussion has been useful to expand our consciousness of the current reality

Until next time!

My Spiritual Journey

I have also been on my own spiritual journey for a while and about 13 years ago I had my biggest shift. 

From my 10 years of age and younger I had been hyper aware of the spiritual world, entities, spirit guide(s), and instinctively connected to my intuition. 

 I had been so hyper aware of the spiritual world that I had almost lost touch with this reality and suffered from a disconnection with my identity, my spiritual sensitivity escalated to the point of paranoia, day and night, afraid to be alone because the spirits/entitites would visit me, that I was afraid to sleep because of the intensely vivid and horrifying dreams I would have, afraid to be the last one awake in the house because I would feel and many times see spirits, dark entities, lost souls, or people that have recently died, 

one time I looked at myself in the mirror and honestly asked apart from this flesh suit I wear, 

what truly makes me – me? What makes me decide to be who I am being? The choices I make? All of this at about only 10 YEARS of age!!

I suffered then from a feeling of a deep black hole inside of me of sadness, fear, paranoia that never seemed to be quenched. 

I remember I would receive gifts, hugs, support and encouragement at times from friends and family members and I would barely react, I would just feel the same black never ending hole inside me… 

It was rare that I really smiled or was happy - most of the time I showed myself happy on the exterior for other’s benefit so they wouldn’t be concerned about me even though on the inside I felt the opposite. 

I remember explaining once that I felt as if I was mourning the death of someone at a funeral and as if I didn’t know how long it would take me to get out of this mode of mourning.

During this spiritual journey all of this reached a point that I couldn’t handle anymore I really thought I was on the brink of insanity and didn’t like the way I couldn’t take in the blessings around me, I had chosen to take a really deep and detailed look into myself to understand where is all of this originating. 

 I had realized that a majority of my horrifying experience was fruit of my deep seated fears, sense of lack of control of my life, lack of trust in the universe, deep seated insecurities, not listening to my intuition, and surprisingly general laziness to do the internal and external work I knew I needed to do. 

It was a lot of work and a lot of releasing and letting go, I made a lot of conscious and solid decisions to radically change my life in a positive way no matter what lay ahead of me, accepting my destiny, power, all facets of life, and death. 

No matter what others thought, I knew I needed to follow my truth. One day I pleaded to God to release me from being so sensitive to the spiritual world because it was driving me to insanity and I was afraid what I could become once this spins out of control. 

I was afraid I would completely disconnect from myself. I realized those fears were unfounded and many fruit of my imagination and subconscious programming, also a huge spiritual warning that I had been ignoring my spiritual growth for too long. 

Finally by the time I turned 12 years old and moved to Texas everything changed completely for the better. 

I suddenly and instantly felt like a normal common person, I have a clear sense of who I am, I rarely see spirits anymore and definitely don’t hear them, I normally don’t get nightmares, I just have many regular dreams. 

I began trusting my intuition, especially the small things like smiling to someone, talking, or honestly complimenting them on something I see.

I realized how much even the small things count, how influential I can be and how much power each of us have as a person, a soul. 

When faced with trials I would trust and lean on what I learned from past testimonies with no regrets. 

 Another thing I learned back then that I’m surprised to know is a fundamental basis of manifestation is that like energy attracts like energy. 

In our universe things tend to repeat until stopped by an external force. 

An analogy I like to give is if you threw a stone in a pond the water would continue rippling in the direction the stone moved the water until the ripples reach the edge of the pond. 

The edge of our soul is like that but is far more expansive and energies are infinite and can literally ripple through time.

Or you can take the scientific approach the Law of Inertia- Newton’s first law, what is in motion stays in motion, what is at rest will stay at rest unless it is acted upon by a force. 

 Something I am very interested in understanding is that so far in my life I can say with 100% certainty that I’ve been manifesting things intentionally many times. 

One way I have manifested was declaring what I wanted to God, The Creator, the Universe, verbally - out loud. 

 Another was writing what I wanted on paper, which sometimes took longer but looking back to what I wrote almost all still happened even if it wasn’t in exactly the way I first imagined it would happen.

Roses

So blessed to bring home these beautiful roses today, full of life

Happy Boss List

I remember I made this list more than half a decade ago and it still rings true. Very interesting. I remember it was fun writing down.

Financial Mindset

- Financial Mindset -

Here are some basic concepts I have gathered together about a financial mindset:

- Your Net worth (wealth) is how much money you own. 

Net Worth: How much you have minus how much you spend/owe (or spend as an investment).

- How those subscriptions suck out your wealth - ↓↓↓

The snowball effect, ----> or expense over time, can be an insidious exponential expense over time that can build significantly

(Think, would you rather forget having Netflix $10/mo. for 10 months for $100 total or put that money in bulk towards paying off a necessity, i.e. new pair of glasses, car maintenance, clothes, etc..?)

+Imagine you and your family's money rolling up 💸 until it rolls down a hill into the trash! 🗑️ That is the snowball effect+

* The snowball effect falls into the same category as Interest fees on all types of loans *

- Pay more now, spend less later technique -

Equivalent to "Quality over Quantity" 

The idea that spending more now, such as wholesale bulk - buying method, and investing more now will result in having more value over time and therefore less expense and more wealth! 

Example: pay more now for an electrician to fix the A/C instead of continually overpaying because of a broken A/C system, which will end up costing a lot more over time.

-" wait a little get a lot vs. immediate gratification and receive less"-

So as the the saying goes "Easy come, easy go"... Many times our investments don't show immediate results, many times we have to wait, sort of the same way you would wait to see a plant grow, continuously caring for the plant until you see the "fruit of your efforts"

Another concept - exponential growth/decline, very similar to the snowball effect, every action you take even the smallest ones will and eventually build up to the point that they begin to affect a person's finances if not maintained properly.

So, there you have it - I know there are a lot more financial concepts out there, but these are just a few to ponder on. I hope you liked reading my article!

Have a wonderful day/night!